Guaranteed Payments

Access earnings earlier.

Not in 30 days.

FlowFi securely locks the client's payment upfront. Freelancers can withdraw 85% of their money the moment work starts — no waiting, no chasing clients, no delays.

How it works

A simple, secure process from job start to final payment.

01

Client starts a project

Client

The client enters the project details and the freelancer's receiving address.

Our platform creates a secure, digital agreement. No money moves yet—this simply sets up the safe workspace for the funds.
02

Client pays securely

Checkout

The client pays using their preferred method (credit card, bank transfer, etc).

We handle the checkout securely behind the scenes. Once the payment clears, our system is automatically notified to move to the next step.
03

Funds are locked safely

Automated

The payment is converted to digital dollars and locked in a secure smart contract.

The money is now held safely in the middle. The client cannot silently withdraw it, and the freelancer knows the money is guaranteed before they start working.
04

Freelancer gets an instant advance

Freelancer

The freelancer logs in and clicks 'Get Paid Now' to instantly draw 85% of the total.

With one click, the money is transferred directly to the freelancer. This happens instantly. There is no need to wait for the client to review the work first.
05

Client approves the final work

Client

When the project is finished, the client reviews the work and clicks 'Approve'.

Clicking approve signals the smart contract that the job is complete, which instantly releases the remaining 15% of the funds to the freelancer.
06

Project is fully settled

Complete

Both parties walk away happy. No net-30 terms. No chasing invoices.

85% was paid upfront to help the freelancer start. 15% was delivered upon successful completion. A perfectly fair, transparent, and instant payment experience.

The new standard

Why FlowFi beats traditional invoices and wire transfers.

Time to first payment30–90 daysInstant (85% Advance)
Payment guaranteeTrust & PromisesFunds Locked Upfront
Transfer speed3–5 business daysSeconds
Hidden feesHigh platform cuts (up to 20%)Near-zero network fees
Cash flow for freelancerWait for client approvalAccess cash immediately

Built on trust

Clear rules that protect both the client and the freelancer.

The Client

What they can do

Securely fund a project
Approve the final work to release funds

What they cannot do

Run away with the work without paying
Reverse the payment secretly

The Freelancer

What they can do

Withdraw 85% the moment funds are secured
Receive the final 15% instantly on approval

What they cannot do

Take the money before the client deposits it
Claim the advance more than once

The Smart Contract

What they can do

Hold the money safely in the middle
Release funds exactly as agreed

What they cannot do

Be altered or tampered with
Be bypassed by either party

FlowFi Platform

What they can do

Provide the seamless interface
Process fiat checkout safely

What they cannot do

Access or steal the locked project funds

Upgrade your workflow.

Stop chasing payments. Start working with peace of mind.